Helping Businesses Since 1979

We’ve been turning invoices into cash for over 45 years—with a service built on trust, experience, and lasting relationships.

At Orange Commercial Credit, we keep funding simple and straightforward: no phone trees, no confusion, no waiting. You send the invoice for work you’ve already done; we send the money so you have the cash when the bills are due.

Through recessions, slow seasons, and industry shifts, one thing hasn’t changed—your bills don’t stop, and neither do we. Our team brings decades of experience with personal service you can count on.

Most clients hear about us through referrals because our approach works: real people, fast answers, and steady funding you can count on.

That’s what makes us different, and why so many businesses—from trucking fleets to staffing firms to manufacturers—have trusted Orange Commercial Credit’s invoice factoring since 1979.

Why People Trust Us

Facts over fluff: here’s why so many businesses have trusted Orange Commercial Credit since 1979.

  • 225 Google reviews,
    5.0 average
  • 6,000+ companies funded
  • 50+
    industries
    served
  • Over half
    of clients stay
    5+ years
  • Clients in all 48 Continental States
    and Hawaii
  • On average, team members have been with us for over 13 years
  • Member, International Factoring Association (since 2003)

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“Like a Partner"

“Been working with them for over four and a half years
with no problems or complications whatsoever.”

—Vitaliy
Trucking, Oregon


A Recap of How It Works:

The advance is up to 98% depending on industry.

You choose which invoices to factor.

Use it when you need it; skip it when you don't.


The Basic Steps:


Customer approved (credit-checked).
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You send the invoice for completed work.
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We approve the invoice and send the money—
often within 24 hours of approval.
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Funds hit your account.
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Your customer pays us.
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We release the reserve (if any), minus the agreed fees.


One customer. One invoice. One call.
Talk to a real person.
1-800-231-3878

Or email us:

sales@occfactor.com

Or fill out the form below and we'll get right back to you:

📞 Talk to a real person —
1-800-231-3878