Orange Commercial Credit
Nationwide Factoring Services
and Direct lender Since 1981

OUR GOAL IS TO BOOST THE SUCCESS AND PROFITABILITY OF YOUR BUSINESS

When Your Cash
is tied up in your
receivables, your company
is at a distinct disadvantage.
Why limit your opportunities?

There is  a solution.
Our factoring services
will help to ensure you never
lose business to a competitor
who is better financed. Our flexible
funding solutions and our ability
to meet your overall business financing
needs are unmatched in our industry.

Contact Us at 1-866-713-6153

A business credit factoring finance loan is also known as accounts receivable financing. Basically what you are doing when you take on one of these loans is selling your account receivable invoices for cash. Instead of waiting the 30 to 60 days it takes your customers to pay you part of their bill, you sell their entire amount to a company and get the cash right away.

There are many benefits for small businesses to do factoring or accounts receivable financing, rather than to go the more traditional route of bank loans. Factoring has actually been around for thousands of years, but it is just something that is becoming more popular now in the U.S.

Account receivables factoring is the selling of accounts receivable or invoices in order to secure immediate, working capital (cash). Factoring has been used by businesses around the world for more than four centuries to manage cash flow. Here is a little bit about how accounts receivable factoring works.

If your business extends credit to customers on net terms, depending on how long the terms are for, you must wait a while before you can actually get paid. Until then, you are left with accounts receivable. Accounts receivable are simply future payments that you are entitled to collect for goods or services provided after a given amount of time.

Factoring Receivables

Quick Financing: Accounts receivable factoring will not require a business plan or tax statements. It's a quick form of cash often used for businesses experiencing a cash crunch.

receivables factoring

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Online Accounts Receivable Factoring Request Form

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We Have Factoring Funding All Industries And All Company Sizes

Staffing company
Building Products Distributor
Manufacturing company
Maintenance Service
Service Providers Credit
Metalized coating
Auto Parts company
Powder Coating Accounts Receivable
Cable Contractors Credit
Utility Construction company
Machine Shop
Oil and Gas Industry Accounts Receivable

Before you embark on using accounts receivable financing for your small business, consider the following questions:

Freight Bill Factoring

 A traditional bank loan uses your company’s accounts receivable as collateral, where account receivables factoring looks primarily at the financial soundness of your customers, not your company. Banks are regulated heavily; large finance companies generally are public and driven by pressures in the financial markets. When times are tough, banks and finance companies limit lending. A small business, too new to have a track record, with a weak balance sheet, with a history of financial problems, in turnaround mode or undergoing big changes, often cannot find a willing lender at any price. That is why factoring is best for small to mid-sized businesses.

A factor company purchases your receivables by giving you an advance payment up front. This advanced payment is usually 70 - 90% of the total value of the receivables. After charging a small fee (2% and up) the remaining balance is released upon full receipt of payment for all the receivables/invoices. This allows your business to be able to make those larger sales and still have the working capital to continue operations and further growth.

Maintaining the cash flow is the most crucial part of your business. It may happen that your business is short of cash. In case of such contingency you need to arrange for alternate sources of finance to tide over the difficult situation. Business financial factoring can make life easy for you.

It may be that you are "financing" your existing customers by carrying their accounts for say anywhere from one month to about three months. If that is case then you need to give a thought to factoring your invoices and receivables.

Invoice factoring is the financial tool that speeds your cash flow and helps you avoid the problems that slow paying customers can create for growing companies. Don't pay high bank factoring rates. Factoring accounts receivable provides fast and reliable funding to companies who need increased cash flow to expand their business.

Research has shown that many businesses that fail, do so because they are unable to make incoming cash receipts stretch to cover short-term obligations. "Factoring" is a cash flow tool that helps employment agencies meet payroll obligations weekly, even though most customers pay on terms of 30 days (at best). As a temporary agency, weekly payroll payments can cause cash to be tight as the business grows, so why struggle needlessly with cash flow problems? Factoring is the solution!

Factoring receivable is the secret to maximizng your cash flow.

Receivable factoring is your company's most valuable asset. Why give up any ownership of your company or borrow money long term when you can finance your invoices for immediate cash?

What is account receivable factoring?Factoring receivable invoices is the sale of an asset - your invoice. The sale of your invoices to a third party - known as a Factor - eliminates the sale-to-collection business cycle of waiting for payment. A factor will purchase your invoices for up to 90% of the total amount. You get your cash now and the factor takes on the risk of collecting the payments from your customers. The creditworthiness of your customers is very important if you want to get a good rate from a factor.

Benefits of Accounts Receivable Financing

Pass off Collections: Outsourcing your accounts receivable management to another company, frees up your resources to focus on other more productive activities such as selling.

Free up Working Capital: Many companies have the majority of capital tied up in inventory. Accounts receivable funding allows a company to free up capital tied up in

Accounts Receivable Factoring

Setting up an accounts receivable factoring relationship is quick and easy in comparison to other forms of financing.  Applications simply call for basic company credit information and a customer list.  Years of profitability are not required which makes factoring an option for startups generating receivables.  It is possible that funding can occur in as little as a couple of days after the receipt of the credit application and invoices.

More Links to Help You Find Information
Receivable Financing Articles:

What Cash Flow Factoring Financing Is All About
The Facts On Receivables Factoring
Accounts Receivable Factoring;An Alternative To Bank Loans

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Cash When You Need It
A steady and predictable cash flow is crucial to the success
and profitability of every business. All too often a business
will find the majority of their working capital tied up in the
accounts receivable. Listed are just some of the ways your
company can benefit from factoring:

Account receivable Factoring Company
Offering Account Receivable Factoring Programs Tailored
to Make You More Money 

We Can Offer You What Others Can't
GET YOUR CASH TODAY
Call our factoring specialists at
1-866-713-6153

Factoring account receivables is a cash flow tool used by a variety of businesses, not just those who are small or struggling. Many companies factor to reduce the overhead of their own
 accounting department. Others use accounts receivable factoring
 to generate cash, which can be used to expand marketing efforts and increase production and finance growth.

Why Receivable Factoring
Appeals to the Start-Ups
 receivable invoice factoring

Factoring is especially appealing to young and rapidly growing companies. Since the account receivable factoring process shortens their business cash flow cycle, these small businesses can grow faster. The ability to make more products to sell while waiting for invoices to be paid is largely eliminated. Such small businesses usually net much more profit with receivables factoring than without, even when the financing discount is considered.

factoring loan
So, why not simply go over to the friendly banker for an account receivable loan to alleviate cash flow problems? A small business loan can be difficult if not impossible to receive, especially for a young, high-growth operation, because small business money bankers are not expected to decrease lending restrictions soon. The relationships between businesses and their small business bankers are not as strong or as dependable as they used to be.
 

People consider the accounts receivable factoring
discount a small cost of doing business. A two-three-percent factoring accounts receivables discount for a 30-day invoice is common. Compared with the problem of not having cash when you need it to operate, the receivable credit line financing discount is negligible. Look at the factoring company collecting the accounts receivables discount as though your business had offered the customer a discount for paying cash. It works out the same.

Accounts Receivable Factoring Is Available Quickly, days not weeks.

Companies consider the accounts receivable factoring discount the same way they treat a sales price: It is simply the cost of generating cash flow, much like discounting merchandise is the cost of generating sales.
 

Account Receivable Factoring Frequently Asked Questions

Unlike The Others, You Actually make Money With Our Account Receivable Factoring Rates
 

Are We Crazy?
Use No Other Receivables
Factoring Company
Until You Have Seen
Our Sensational Plans, including unique
97% Advance Rates

GET YOUR CASH TODAY
Call our factoring specialists at
1-866-713-6153

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The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts. A firm that sells its accounts receivable may not be confident of its ability to collect those debts, or might think that the cost of collecting that debt is more than the discount which must be provided to the factor when of selling their receivables. also called accounts receivable financing.



Partial List Of Industries That We Provide Receivable Factoring
Accounts Receivable Financing  Staffing company
Credit line invoice financing for the staffing business industry
Receivable Factoring Building Products Distributor
Credit sales invoice financing for the Building Products Distributor industry
Commercial Accounts Factoring Manufacturing company
Receivable Credit invoice financing for the manufacturing business industry
Business Financing Maintenance Service
Accounts Credit invoice financing for the maintenace service business industry
Accounts Factoring Service Providers
Credit sales invoice financing for the staffing business industry
Financing Metalized coating
Commercial  invoice financing for  staffing customers
Receivable Financing Auto Parts company
Commercial  invoice financing for  Auto parts receivable accounts
Factoring Powder Coating
Financial sales credit  for the powder coating business accounts

accounts receivable loans | invoice factoring | factoring services| factoring business
| bank factoring|  medical receivable factoring|  Financing Trucking |  Commercial Truck and Trailer Finance

We are currently providing account receivable factoring services nationwide including the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Financing Cable Contractors
Commercial invoice financing for cable contractors customers
Commercial Accounts Factoring Financing Utility Construction company
Business invoice financing for utility construction receivable accounts
Factoring Machine Shop
Financial invoice credit for machine shop business accounts
Accounts Factoring Financing Oil and Gas Industry
Financial sales invoice credit for the powder coating business accounts
Receivable Factoring Trucking company
Commercial accounts financing for trucking customers
Accounts Receivable Factoring Freight Forwarding company
Commercial receivables invoice financing for freight forwarding customers
Financing Healthcare Staffing company
Business invoice financing for Auto parts receivable accounts
Receivable Financing Government Contracts
Business invoice financing for government contracts receivable accounts
Accounts Receivable Factoring Distributors
Commercial invoice financing for staffing customers
Factoring Financing Freight & Trucking
Financial credit line for the Freight and Trucking business
Accounts Receivable Factoring Manufacturers
Business invoice financing for manufacturers receivable accounts
Receivable Factoring Financing Medical Practitioners
Financial credit for medical practitioner business accounts
Commercial Factoring Security Guards
Business invoice financing for security guards receivable accounts
Accounts Receivable Financing Temp Staffing Agencies
Financial credit line for temp staffing agency business accounts

And Many More

Why Invoice Factoring is Necessary

In recent years, an increasing number of businesses have discovered
that invoice factoring can combat the ups and downs of unpredictable cash flow cycles.
More importantly, factoring companies are providing the business community
with a viable credit financing source of working capital and growth when conventional bank business financing is not always an option.
 
People consider the invoice factoring
discount a small cost of doing business. A two-three-percent factoring
discount for a 30-day invoice is common. Compared with the problem
of not having cash when you need it to operate, the receivable credit line discount is negligible.
Look at the invoice factoring company collecting the  discount as though your business had
offered the customer a discount for paying money. It works out the same.

What is Accounts Receivable Financing?

Accounts receivable financing is the selling of outstanding invoices or receivables at a discount to a finance or factoring company that assumes the risk on the receivables and provides quick cash to your business. The amount of value assigned to the account depends on the age of a receivable. A more current invoice will pay more. Any accounts receivable over 90 days typically are not financed.

Receivable Factoring Company vs. Bank Loans

Factoring financing has been around for thousands of years. Factoring companies pay cash for the right to receive the future payments on your receivables and invoices. An unpaid accounts receivable or invoice has credit value. It is a  debt your customer has agreed to pay in the near future.