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Orange Commercial Credit
Nationwide Factoring Services
and Direct lender Since 1981
OUR GOAL IS TO BOOST THE SUCCESS AND PROFITABILITY OF YOUR BUSINESS
When Your Cash
is tied up in your
receivables, your company
is at a distinct disadvantage.
Why limit your opportunities?
There is a solution.
Our factoring services
will help to ensure you never
lose business to a competitor
who is better financed. Our flexible
funding solutions and our ability
to meet your overall business financing
needs are unmatched in our industry.
Contact Us at 1-866-713-6153
From a combined cost and availability of funds and services perspective, factoring creates wealth for some but not all small businesses. For small businesses, their choice is slowing their growth or the use of external funds beyond the banks. In choosing to use external funds beyond the banks the rapidly growing firm’s choice is between seeking angel investors (i.e., equity) or the lower cost of selling invoices to finance
their growth.The latter is also easier to access and can be obtained in a matter of a week or two, versus the six months plus that securing funds from angel investment typically takes.
Factoring is also used as bridge financing while the firm pursues angel
investors and in conjunction with angel financing to provide a lower average
cost of funds than would equity financing alone. Firms can also combine the
three types of financing, angel/venture, factoring and bank line of credit to
further reduce their total cost of funds. In this they can emulate larger firms.
The three parties directly involved are: the seller, debtor, and the factor. The seller is owed money
(usually for work performed or goods sold) by the second party, the debtor. The
seller then sells one or more of its invoices at a discount to the third party, the specialized financial
organization (aka the factor) to obtain cash. The debtor then directly pays the
factor the full value of the invoice.
Factoring Financial Services
Online Accounts Receivable Factoring Request Form
Contact Us
We Have Factoring Funding All Industries And All Company Sizes
Staffing company funding
Building Products Distributor funding
Manufacturing company funding
Maintenance Service funding
Service Providers Credit funding
Metalized coating funding
Auto Parts company funding
Powder Coating Accounts Receivable funding
Cable Contractors Credit funding
Utility Construction company funding
Machine Shop funding
Oil and Gas Industry Accounts Receivable funding
Trucking company Accounts Receivable funding
Freight Forwarding company funding
Healthcare Staffing company funding
Government Receivable Contracts funding
Nursing Agency company credit funding
Medical Staffing company funding
oil refinery inspection services Auto Glass Installers funding
Distributors Credit funding
Freight & Trucking Accounts Receivables funding
Manufacturers funding
Medical Practitioner Receivable funding
Security Guards Accounts Receivable funding
Temp Staffing Agencies Credit funding
And Many More
More Factoring Financing Information
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Why Receivable Factoring
Appeals to the Start-Ups
receivable invoice factoring
Factoring is especially appealing to young and rapidly growing companies. Since the account receivable factoring process shortens their business cash flow cycle, these small businesses can grow faster. The ability to make more products to sell while waiting for invoices to be paid is largely eliminated. Such small businesses usually net much more profit with receivables factoring than without, even when the financing discount is considered.
Factoring is a word often misused synonymously with accounts
receivable financing. Factoring is a financial transaction whereby a business
sells its accounts receivable (i.e., invoices) at a discount. Factoring differs from a bank loan in
three main ways. First, the emphasis is on the value of the receivables, not the firm’s credit worthiness. Secondly, factoring is not
a loan – it is the purchase of an asset (the receivable). Finally, a bank loan
involves two parties whereas factoring involves three
Company Information Industries
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How Receivable factoring works
Is Accounts Receivable factoring For You
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About us
Cash When You Need It
A steady and predictable cash flow is crucial to the success
and profitability
of every business. All too often a business
will find the majority of their
working capital tied up in the
accounts receivable. Listed are just some of the
ways your
company can benefit from factoring:
Account receivable Factoring Company
Offering Account Receivable Factoring Programs
Tailored
to Make You More Money
We Can Offer You
What Others Can't
GET YOUR CASH TODAY
Call our factoring specialists at
1-866-713-6153
Factoring account receivables is a cash flow tool used by a variety of businesses, not just those who are small or struggling. Many companies factor to reduce the overhead of their own
accounting department. Others use accounts receivable factoring
to generate cash, which can be used to expand marketing efforts and increase production and finance growth.
Receivable Factoring Company vs. Bank Loans
Utility Construction factoring invoice company
Commercial Diving /Ship repair by divers factoring invoice company
Machine Shop factoring invoice company
Tutoring factoring invoice company
Trucking factoring invoice company
Trucking - Refrigerated Freight factoring invoice company
Trucking - Dry Freight factoring invoice company
Trucking - Over the Road factoring invoice company
Security Services factoring invoice company
Commercial & Industrial Refrigeration factoring invoice company
Repair & Maintenance factoring invoice company
Freight Forwarding factoring invoice company
Factoring financing has been around for thousands of years. Factoring companies pay cash for the right to receive the future payments on your receivables and invoices. An unpaid accounts receivable or invoice has credit value. It is a debt your customer has agreed to pay in the near future.
factoring loan
So, why not simply go over to the friendly banker for an account receivable loan to alleviate cash flow problems? A small business loan can be difficult if not impossible to receive, especially for a young, high-growth operation, because small business money bankers are not expected to decrease lending restrictions soon. The relationships between businesses and their small business bankers are not as strong or as dependable as they used to be.
Accounts Receivable Factoring
Setting up an accounts receivable factoring relationship is quick and easy in comparison to other forms of financing. Applications simply call for basic company credit information and a customer list. Years of profitability are not required which makes factoring an option for startups generating receivables. It is possible that funding can occur in as little as a couple of days after the receipt of the credit application and invoices.
More Links to Help You Find Information
Receivable Financing Articles:
What Cash Flow Factoring Financing Is All About
The Facts On Receivables Factoring
Accounts Receivable Factoring;An Alternative To Bank Loans
People consider the accounts receivable factoring
discount a small cost of doing business. A two-three-percent factoring accounts receivables discount for a 30-day invoice is common. Compared with the problem of not having cash when you need it to operate, the receivable credit line financing discount is negligible. Look at the factoring company collecting the accounts receivables discount as though your business had offered the customer a discount for paying cash. It works out the same.
Accounts Receivable Factoring Is Available Quickly, days not weeks.
Companies consider the accounts receivable factoring discount the same way they treat a sales price: It is simply the cost of generating cash flow, much like discounting merchandise is the cost of generating sales.
Freight Expediting factoring invoice company
Metal Distributor factoring invoice company
Consulting factoring invoice company
Software Development factoring invoice company
Commercial Paving Services factoring invoice company
Prototyping/Production factoring invoice company
Gaming Manufacturer factoring invoice company
Mobile Car Wash factoring invoice company
Mobile Dent Repair factoring invoice company
Training & Education for Medical Equipment factoring invoice company
Commercial Landscape, Irrigation and Lighting Services factoring invoice company
Jewelry sales/design factoring invoice company
Account Receivable Factoring Frequently Asked Questions
Unlike The Others, You Actually make Money With Our Account Receivable Factoring Rates
Are We Crazy?
Use No Other Receivables
Factoring
Company
Until You Have Seen
Our Sensational Plans, including unique
97% Advance Rates
GET YOUR CASH TODAY
Call our factoring
specialists at
1-866-713-6153
Email Us
On-line Factoring Financing Request
Form
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Partial List Of Industries That We Provide Receivable Factoring
Accounts factor Financing
Staffing company
Credit line invoice financing for the staffing business industry
Receivable Factoring
Building Products Distributor
Credit sales invoice financing for the Building Products Distributor industry
Commercial Accounts Factoring
Manufacturing company
Factor Credit invoice financing for the manufacturing business industry
Business Financing
Maintenance Service
Accounts Credit invoice financing for the maintenace service business industry
Accounts Factoring Service
Providers
Credit sales invoice financing for the staffing business industry
Financing
Metalized coating
Commercial invoice financing for staffing customers
Factor Financing Auto
Parts company
Commercial invoice financing for Auto parts receivable accounts
Factoring Powder
Coating
Financial sales credit for the powder coating business accounts
factoring
accounts receivable factoring
accounts factoring
factoring companies
factoring loan
factoring receivables
accounts factor loans | invoice factoring | factoring services| factoring business
| bank factoring| medical receivable factoring| Financing Trucking | Commercial Truck and Trailer Finance
We are currently providing account receivable factoring services nationwide including the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Financing Cable
Contractors
Commercial invoice financing for cable contractors customers
Commercial Accounts Factoring
Financing Utility Construction company
Business invoice financing for utility construction receivable accounts
Factoring Machine
Shop
Financial invoice credit for machine shop business accounts
Accounts Factoring Financing Oil
and Gas Industry
Financial sales invoice credit for the powder coating business accounts
Factor Factoring
Trucking company
Commercial accounts financing for trucking customers
Accounts Factoring
Freight Forwarding company
Commercial factor invoice financing for freight forwarding customers
Financing
Healthcare Staffing company
Business invoice financing for Auto parts receivable accounts
Factor Financing
Government Contracts
Business invoice financing for government contracts receivable accounts
Accounts Factor Factoring
Distributors
Commercial invoice financing for staffing customers
Factoring
Financing Freight & Trucking
Financial credit line for the Freight and Trucking business
Accounts Receivable Factoring
Manufacturers
Business invoice financing for manufacturers receivable accounts
Receivable Factoring
Financing Medical Practitioners
Financial credit for medical practitioner business accounts
Commercial Factoring Security
Guards
Business invoice financing for security guards receivable accounts
Accounts Factor Financing
Temp Staffing Agencies
Financial credit line for temp staffing agency business accounts
And Many More
Why Invoice Factoring is Necessary
In recent years, an increasing number of businesses have
discovered
that invoice factoring can combat the ups and downs of
unpredictable cash flow cycles.
More
importantly, factoring companies are providing the business community
with a viable
credit financing source of working capital and growth when conventional bank business financing is not always an option.
People consider the invoice factoring
discount a small cost of doing business. A two-three-percent factoring
discount for a 30-day invoice is common. Compared with the problem
of not having cash when you need it to operate, the receivable credit line discount is negligible.
Look at the invoice factoring company collecting the discount as though your business had
offered the customer a discount for paying money. It works out the same.
Import Tabletop Manufacturing (dinnerware) factoring invoice company
Transport & Logistics factoring invoice company
Rebuild Industrial Vacuum Pumps factoring invoice company
Freight Brokerage factoring invoice company
Precision Sheet Metal Fabricator factoring invoice company
Custom Art Sales factoring invoice company
Custom Embroidery & Silk Screen Printing factoring invoice company
Medical Case Management factoring invoice company
Direct Importing of Baseball Caps factoring invoice company
Hospitality Staffing factoring invoice company
Distributor of Building Products factoring invoice company
Reason
A company sells its invoices at a discount because it is more profitable for
them to use the funds (from selling the invoices) to support their sales growth
than "to be their customer's bank". This means that the seller can make more
money from investing in their growth than from supporting their customer’s
business by extending them credit for
sixty or ninety days (for example
Differences to bank loans
Factors make funds available, even when banks would not do so, because
factors focus first on the credit worthiness of the debtor, the party who is
obligated to pay the invoices for goods or services delivered by the seller. In
contrast, the fundamental emphasis in a bank lending relationship is on the
creditworthiness of the small firm, not that of its customers. While bank
lending offers funds to small companies at a lower cost than factoring, the key
terms and conditions under which the small firm must operate differ
significantly. Bank relationships provide a more limited availability of funds
and none of the bundle of services that factors offer.
As with any technique, factoring solves some problems but not all. Businesses
with a small spread between the revenue from a sale and the cost of a sale,
should limit their use of factoring to sales above their breakeven sales level where the
revenue less the direct cost of the sale plus the cost of factoring is
positive.
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